posted by AHIP
on March 23, 2020
By fostering a competitive open market and codifying patient protections, the Affordable Care Act (ACA) has increased the number of insured Americans and created much-needed stability for individuals and families. Today, we’re reflecting on 5 important health care protections that the ACA has provided for all Americans – by the numbers.
132 Million Americans
Today, over 132 million Americans with pre-existing conditions can no longer be denied health insurance coverage thanks to protections provided by the ACA. This ensures that more people are eligible for coverage from a wider pool of plans.
26 Years Old
Young adults are now able to remain on their parents’ health insurance plans until they turn 26 – even if they’re eligible to enroll in their employer’s health insurance plan. This has helped ensure that millions of young Americans are able to stay covered during the transition from childhood to young adulthood.
10 Essential Health Benefits
The ACA created a set of services that health insurance plans are now required to cover. These include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services and more. These requirements have helped ensure that no matter which health insurance plan patients choose to enroll in, they are guaranteed a certain baseline of coverage.
Most health insurance providers now cover an important of preventive services like shots, screening tests and counseling without a copayment or coinsurance – even if patients haven’t yet met their annual deductible.
$0 in Lifetime Limits:
The ACA removed lifetime limits on spending that can be covered by health insurance plans. This has helped give patients have peace of mind knowing that they won’t bear the full responsibility of paying for the health care that they need.