Health Insurers Voluntarily Extend Deadline for Premium Payment
For Immediate Release
December 18, 2013
To provide greater peace of mind for consumers purchasing coverage through the
new federal and state marketplaces, America’s Health Insurance Plans’ (AHIP)
Board of Directors today announced that health plans are voluntarily extending
the deadline for consumers to pay their first month’s premium. Consumers who select their plans by December
23 and pay their premiums by January 10 will be able to have coverage effective
current rules and guidance, consumers who want to begin coverage on January 1
must select a plan by December 23 and pay the first month’s premium by December
31. The short time period in which to
complete these steps, particularly around the holidays, combined with the
ongoing technical issues with healthcare.gov have raised concerns that some
consumers’ coverage may not be able to begin on January 1.
plans across the country are voluntarily giving individual market enrollees who
select a plan by December 23 more time to pay their first month’s premium. Consumers must still pay their first month’s
premium before coverage takes effect, but those who pay their premium by
January 10 will now be able to have coverage retroactive to January 1.
community is taking an important step to give consumers greater peace of mind
about their health care coverage,” said AHIP President and CEO Karen Ignagni.
plans are voluntarily making this one-time change to the payment deadline to
help protect consumers from potential gaps in their coverage caused by the
ongoing technical problems with healthcare.gov.
Significant progress has been made in recent weeks to improve the
enrollment process for consumers, but more work needs to be done to resolve the
back-end challenges, particularly those related to processing enrollment files,
to ensure all consumers who selected a plan are enrolled in coverage.
effort also will help to reduce potential consumer confusion in the
marketplace. While states have the
flexibility to impose different deadlines, consumers all across the country
will have more time to pay their first month’s premium, which is necessary for
coverage to begin. Consumers should
check with the plan they have selected for more details about their specific
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