Individual coverage health reimbursement arrangements (ICHRAs) are designed to provide employers a new and unique opportunity to offer health coverage at a predictable cost, with minimal administrative overhead. The economic impacts of COVID-19 will be long-lasting, and individual coverage arrangements will become the new norm for much of the industry. Health insurance providers will need to understand the key elements of ICHRAs, and when (and how) employers may elect to make use of them. In many cases, payers will need to determine how to add ICHRAs as a benefit option while still providing traditional group plans. This session will dive into ICHRAs, the benefits and challenges, early adoption trends, and best practices for implementation. Attendees will gain a greater understanding of how to embrace the post COVID-19 landscape and evaluate whether to leverage this new benefit option for their employer customers.