Disability, Part II (Advanced Issues)

Designed for financial services and insurance professionals looking for innovative solutions to consumer needs, this online and newly updated course offers you advanced techniques to identify needs and advanced strategies for addressing specific disability income (DI) needs. It focuses on coordinating DI planning with other aspects of an individual’s overall financial plan. You’ll acquire knowledge of specialized products, such as disability business overhead expense (BOE) insurance and key-person DI, and examine a variety of tax-qualified and nonqualified retirement plans. You’ll learn about DI in relationship to college funding, long-term care provisions, and estate planning, along with IRS rules and tax implications that may apply. To facilitate study and review, short quizzes are included in each section of the course.

What You’ll Learn:

  • The role of standard DI policies in providing basic coverage
  • The variety of ways to structure DI programs to meet employee needs
  • The role of DI in advanced personal, estate, and long-term care planning
  • Tax and ERISA considerations
  • Definitions of tax-qualified retirement plans, selective wage continuation plans, and disability buy-out
  • Detailed descriptions of the various types of 401(k) plans—traditional, Safe Harbor, SIMPLE, and Roth plans—along with IRS rules that apply
  • Facts on emerging trends in the DI field
  • Relevant terms, case scenarios, and key concepts

Who Should take this Course:

  • Agents and brokers who specialize in group and individual DI insurance
  • Financial planners
  • Benefit plan sponsors and staff
  • Health underwriters
  • Claims analysts
  • Corporate trainers responsible for development of sales staff
  • Consumers and others in related fields who seek more knowledge of the DI insurance product and market


$195 AHIP Members; $255 Non-members

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Disability Income Insurance: Advanced Issues
$40 AHIP Members; $50 Non-members

Earn a Designation

This course is good towards earning the following professional designations:

Disability Income Fellow Designation (DIF)
Disability Income Associate (DIA)
Disability Healthcare Professional (DHP)
Health Insurance Associate (HIA®)


This course is co-sponsored by America’s Health Insurance Plans (AHIP), the International DI Society, the National Association of Insurance and Financial Advisors (NAIFA), and the National Association of Health Underwriters (NAHU).