Washington, D.C.

Washington, D.C.

San Diego, CA

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Disability, Part III (Group And Worksite Issues)

This online course focuses on group disability coverage, a popular benefit that many employers offer, along with voluntary worksite plans, a related product that shifts costs to employee-participants. You’ll also get a comparative look at other sources of disability income, such as Social Security, state temporary disability income insurance, and workers’ compensation and find out why these programs often fail to meet more than basic needs. The course examines pricing and underwriting issues and describes basic and special product features to provide you with a keen understanding that is necessary for marketing, sales, underwriting, and administration of group DI insurance. To facilitate study and review, short quizzes are included in each section of the course.

What You’ll Learn:

  • Why group disability income (DI) coverage is popular with employers and employees
  • Recent trends toward voluntary plans paid for largely by employees
  • Facts about government programs like Social Security and workers’ compensation
  • The definition of short-term and long-term DI coverage
  • The difference between individual and group plans
  • Selection and underwriting processes
  • Strategies for marketing and sales
  • Regulatory and tax considerations
  • Relevant terms, case scenarios, and key concepts

Who Should take this Course:

  • Agents and brokers who specialize in group and individual DI insurance
  • Financial planners
  • Human resources and employee benefit specialists
  • Benefit plan sponsors and staff
  • Health underwriters
  • Claims analysts
  • Corporate trainers responsible for development of sales staff
  • Case managers, medical directors who seek more knowledge of insurance products
  • Consumers and others in related fields who seek more knowledge of the DI insurance product and market

Enrollment

$195 AHIP Members; $255 Non-members

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Publication

Disability Income Insurance: Group and Worksite Issues
$40 AHIP Members; $50 Non-members

Earn a Designation

This course is good towards earning the following professional designations:

Disability Income Fellow Designation (DIF)
Disability Income Associate (DIA)
Disability Healthcare Professional (DHP)
Health Insurance Associate (HIA®)

Co-Sponsors

This course is co-sponsored by America’s Health Insurance Plans (AHIP), the International DI Society, the National Association of Insurance and Financial Advisors (NAIFA), and the National Association of Health Underwriters (NAHU).