When your members and clients are considering their long-term needs, what’s one of the best pieces of advice you can give? Not to underestimate the financial value of long-term care (LTC) insurance. In fact, the vast majority of beneficiaries are satisfied with their LTC coverage and the value it provides. Long-Term Care, Part II (Financing) examines the economic impact of LTC and its role meeting long-term care needs.

At a Glance

• 18-hour course length, plus 1 exam
• Students have up to 90 days to complete course
• Counts toward LTCP and DIF professional designations
• Available in a mobile-friendly, self-paced online format
• Technical support available by phone or email

What You’ll Learn

• Explore historical perspectives on demographics and the economic impact of LTC
• Examine the role of LTC insurance in meeting long-term care needs
• Review options people have for financing extended care
• Compare the benefits and limitations of private LTC funding sources
• Identify the advantages and disadvantages of using personal savings and assets, or tapping other resources such as family, reverse mortgages, private annuities, or life insurance
• Recognize the role and limitations of Medicare and Medicaid in meeting long-term care needs
• Understand Medigap insurance’s role in long-term care planning
• Review tax considerations including deductibility
• Explore planning strategies for future financial needs
• Open case scenarios to learn from real-life experiences
• Review relevant terms, industry issues, and concepts

Who Should Take This Course

• Agents and brokers
• Case managers
• Claims analysts
• Corporate trainers
• Financial planners
• Health insurance provider staff
• Health underwriters
• Medical directors

Enrollment

• $195 AHIP Members
• $255 Non-members

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For even greater ROI, contact our experts at TrainingSolutions@ahip.org or call the Support Team at 800.509.4422. We can create a custom blend of courses, test prep classes, and group sessions that make the most sense for you and your budget.

Publication

Financing Long-Term Care Needs: Exploring Options and Reaching Solutions

• $40 AHIP Members
• $50 Non-members

Earn a Career-Driving Professional Designation

This course is good toward earning the following designations:

• Disability Income Fellow (DIF)
• Long-Term Care Professional (LTCP)

Related

• Long-Term Care Professional (LTCP)—Combined Course
• Long-Term Care, Part I (Needs and Options)
• Long-Term Care, Part III (The Product)
• Long-Term Care, Part IV (Administration and Claims)
• Disability insurance online courses and designations
• Continuing Education (CE) credits
• AHIP online courses
• AHIP professional designations