posted by Deloitte
on July 19, 2019
The HEALTH PLAN of tomorrow may be very different from what it is today. In general, we observe that industry transformations occur in three seven-year cycles, and health care companies-and thus health plans-appear to be no different. We predict that the first cycle of transformation in health care will involve a widespread push for stronger standards around data interoperability and demand from consumers to not only access but own their health information. These changes will form the foundation for innovation. In the second cycle, nontraditional players will begin disrupting the insurance market with their data-driven, consumer-centric offerings. While the view of the final cycle is over the horizon still, we predict a radical transformation of business models across the industry, with clear winners and losers emerging.
This paper represents the views of the author, not America’s Health Insurance Plans (AHIP). The publication, distribution or posting of this paper by AHIP does not constitute a guaranty of any product or service by AHIP.