posted by Stephany Verstraete, Teladoc Health
on September 28, 2018
It’s pretty simple. You won’t use something if you don’t know you have it. It’s been reported that more than half of benefits recipients in America claim that they don’t fully understand their benefits, resulting in reduced utilization and poorer health outcomes. In fact, the National Business Group on Health called member engagement the second biggest challenge facing benefit leaders today. So how do we drive members to better use innovative health solutions, like virtual care, that are available to them?
For leading health insurance providers, like Blue Shield of California, a commitment to solving the engagement gap has changed the way they use virtual care to reach their members. More than ever before, the focus is on building a bridge between the real day-to-day needs of members and the high-quality 24/7 solutions that are available to address their health concerns. Here are three ways health insurance providers and virtual care providers are working to better engage their members:
Members need health insurance providers to meet them where they are. This means addressing members’ health concerns and questions across fully insured and self-insured populations with contextually relevant messages about available services and their eligibility. Whether it’s welcome kits, member portals, mobile apps, digital communication, or websites, it’s essential to integrate key messages into a member’s daily life. That awareness of “virtual care” then becomes even more impactful when members also understand the value, quality, and convenience, with 24/7 access to a board-certified physician and the ability to connect with one in the next few minutes. For Blue Shield of California, this level of integration is seamless and realized across experiences.
“Blue Shield of California is working with Teladoc Health on multiple fronts to increase member engagement including mobile app integration, developing member material to reflect Blue Shield of CA’s brand strategy and expansion of services including modules such as behavioral health and dermatology,” notes David Goldberg, Director of Product Line Evolution, for Blue Shield of California. “We’re also able to increase member engagement by educating our account management and sales teams on the value proposition of quality virtual care. This has been a major point of emphasis in training and internal product promotional efforts.”
Before members seek care, and especially at the point of need when they begin looking for it, inserting reminders of what they are eligible for and helping them understand the advantages of new ways to access care is powerful.
Data shows that members who successfully use one clinical service drive utilization by expecting the same success with additional clinical services. For example, a member who first uses virtual care for the flu is more likely to seek help from the same source for her son’s rash, for her toddler’s ear infection, and possibly even for guidance about her husband’s cancer diagnosis. When members can access all of their care for general medical needs, dermatology, and behavioral health from the same source, they average about five times as many visits as members who have access to just one of these services, or members who must use one source for dermatology, another for a fever, and a third for behavioral health.
Consider the business traveler caught out of town with the flu, the family member evacuated from a natural disaster, or the new father seeking answers about a child’s fever. Meet members with the right messages at the right time. In the spring, focus on seasonal allergies. In the fall and winter, provide information on preparing children for back-to-school and flu season. In the summer, engage employees on getting care while travelling.
The key is data-driven contextualization. Think about all the messages a consumer is receiving each day. To successfully break through and have the message of virtual care “stick,” it cannot be generic, but rather, it must be contextualized; offering an accessible solution to a real concern that they are currently facing. As a result of a partnered, data-driven approach, health insurance providers are seeing higher response rates and utilization with eligibility awareness campaigns and even seasonal reminders.
When Blue Shield of California was choosing a virtual care partner that millions of their members could potentially use, they understood that they could engage more members if their partner was willing and able to innovate around health care and utilization. “We saw Teladoc Health as a pioneer and industry trend setter in virtual care, and envisioned them as a conduit to help carry out our mission to bring affordable quality health care to all Californians,” adds David Goldberg.
Members need high-quality, cost effective care they can count on. With an integrated communications plan, health insurance providers are increasing engagement, driving utilization and leading members toward better outcomes. We’re all more likely to use something that we know we have, especially when it’s something that can add tremendous value to our lives.
Stephany Verstraete is the Chief Marketing Officer for Teladoc Health.