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How Health Insurance Providers Work To Get Americans Covered

posted by AHIP

on December 10, 2018

Open enrollment for 2019 health insurance plans has less than a week to go, but there’s still time to get covered. People who do not get coverage through their job or other government programs like Medicare or Medicaid are still eligible to enroll in coverage in the federal health care marketplace. Across the country, AHIP’s member plans are working hard to make sure consumers have the facts they need to choose a plan that’s right for them and their families.

For example, take Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ), which recently  opened a new Horizon Connect Retail Center inside the Sanitas Medical Center in Union City to better reach patients and members. The retail center is the latest addition to Horizon’s ongoing effort to help New Jersey’s Hispanic residents obtain health insurance and access high-quality, culturally relevant, affordable health care.

Or, take WellCare of Nebraska, which is offering Nebraska’s Heritage Health Medicaid members a number of unique benefits and services to help them get covered and stay healthy during the 2019 open enrollment period. This year, Medicaid-eligible adults and children who select WellCare can access special added benefits to improve quality of life at no cost, including car seats for pregnant members, annual Girl Scouts/Boy Scouts memberships for members ages 6 to 18, personal finance training, and GED testing.

Everyone deserves the peace of mind that comes with knowing that a surprise illness or injury won’t break the bank. That’s why getting covered is so important—for overall health, but also for financial security. This year, consumers who buy their own health care coverage may be looking at short-term, limited-duration insurance plans. However, they should be aware that short-term plans for an extended time period will face high medical bills when they need care that isn’t covered or exceed their coverage limits.

People with questions about what health insurance plans may or may not cover should know that health insurance providers have resources available. Our member organizations are dedicated helping individuals and families understand their options. Those who were already covered in 2018 need coverage in 2019—and we’re here to help.