How Changes To Cost-Sharing Reductions Could Affect You

by Kristi Wick

April 10, 2017

 

Notes:

  • 2018 CSR qualifying levels are based on 2017 income as a percent of Federal Poverty Level (FPL) for a family of one. Bigger families have higher qualifying limits. Amounts noted are for one person living in the majority of states and D.C. Alaska or Hawaii have different FPL standards.
  • Benefit levels referenced are the benefits for Simple Choice plans sold on Healthcare.gov.

Sources:

CSR Qualifying Income: http://files.kff.org/attachment/Issue-Brief-Impact-of-Cost-Sharing-Reductions-on-Deductibles-and-Out-Of-Pocket-Limits 

Typical CSR Benefits: https://kaiserhealthnews.files.wordpress.com/2016/09/final-2017-standardized-options.jpg

Total Consumer CSR Savings: https://www.cbo.gov/sites/default/files/recurringdata/51298-2016-03-healthinsurance.pdf

Higher Premiums without CSRs: http://kaiserf.am/2nPe6VL 

Taxpayer Spending without CSRs: http://www.coveredca.com/news/pdfs/CoveredCA_Consequences_of_Terminating_CSR.pdf