Workers’ compensation (WC) costs have been mostly declining for years, but can vary widely in each state and by occupation, with higher-risk jobs such as construction and agriculture mounting higher costs. Nonetheless, WC costs for employers topped $100 billion in 2019.
The key to keeping WC insurance premium and benefit costs in check is, of course, fewer worker accidents and injuries. Another way to control these costs is to minimize healthcare spending, which accounted for half (49.6%) of the benefits paid in 2019. Reducing the number of days employees spend on WC-related disability can also decrease those costs while improving productivity.
According to a recent nationwide study, however, many employers seem to be overlooking a major opportunity to reduce those costs. Chiropractic care, which focuses on the neuromusculoskeletal injuries and conditions responsible for many WC claims, can help employers reduce those costs. In fact, employers may have saved as much as 47% on workers’ healthcare in recent decades if employees were permitted to choose a doctor of chiropractic (DC) to deliver and manage their care, instead of another type of doctor. The report echoes recent pre-publication research published by Optum, a division of UnitedHealth Group, that shows when patients choose a DC first, costs are much lower, and the quality of care is higher.