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Health Insurance Providers are Delivering Choice and Affordability for Americans

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Published Oct 6, 2021 • by AHIP

Every American deserves affordable coverage and high-quality care. Health insurance providers are committed to this, delivering Americans more choices, better quality, and lower costs every day.

Americans have more coverage choices than anywhere else in the world. And these choices offer great affordability and value. The Centers for Medicare & Medicaid Services (CMS), for example, just announced that average Medicare Advantage (MA) premiums for 2022 will drop to $19 a month, compared to $21.22 in 2021, and MA plans are expanding into hundreds of new counties for next year.

Americans have also had more choice and lower costs in the individual market this year, as health insurance providers expanded their plan offerings and lowered premiums in the marketplace.

Health insurance providers are an advocate for Americans, fighting for lower prices and more choices for them. We negotiate lower prices with doctors, hospitals, and drug companies, and consumers benefit from lower premiums as a result. We work hard every day to ensure that people get the best possible care at the lowest possible price.

A broken bone shouldn’t break the bank. Your coverage should provide you with peace of mind that you’re getting the care you need at a cost you can afford.

While some have raised concerns about competition among health insurance providers, the facts remain clear: health insurance providers are delivering Americans a multitude of affordable, high-quality coverage choices to protect their health and financial stability.