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Disability Income Insurance: A Vital Safety Net for American Workers

Research

An online survey conducted among 500 disability income insurance claimants who received income payments within the last 10 years.

Document Info

Published on May 27, 2025

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Resource Details

Global Strategy Group (GSG), on behalf of AHIP, conducted an online survey among 500 disability income (DI) insurance claimants who received income payments within the last 10 years.

Key Findings:

  • Satisfaction with disability income (DI) insurance plans remains high.
  • In addition to high general satisfaction levels, claimants are also satisfied with the financial benefits they get from their DI coverage, as well as with the interactions they have with insurers.
  • Claimants who sought DI coverage for mental health or substance abuse issues are broadly satisfied with the length of time they received DI payments.
  • DI insurance continues to provide a foundation of financial security for claimants. Consistent with 2023’s results, claimants indicate their plans gave them peace of mind and both short- and long-term financial security.
  • There remains strong support for the establishment of paid leave programs and for private DI insurers to play an active role in providing and managing such programs.