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The Importance of Disability Income Insurance in Supporting the Financial Stability of American Workers


Document Info

Published on May 25, 2023

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Resource Details

Global Strategy Group (GSG), on behalf of AHIP, conducted an online survey among 500 disability income (DI) insurance claimants who received income payments within the last 10 years.

Key Finding

  • Satisfaction with disability income (DI) insurance plans continues to remain high.
  • Claimants are satisfied with the financial benefits they receive from their DI coverage and have positive feelings about their interactions with their insurers.
  • By providing income while they were disabled, claimants say that DI insurance gave them peace of mind, provided them with short-term financial security, and ensured they could continue to take care of their family.
  • DI insurance protected claimants’ long-term financial stability and ensured they would not have to make damaging financial choices in order to cover their basic living expenses.
  • DI insurance claimants support the establishment of paid leave programs and want to see private DI insurers play an active role in providing and managing such programs.