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By The Numbers: New AHIP Resource Illustrates How Employer-Provided Coverage Supports Better Health and Financial Stability

Press Release

Published Apr 27, 2022 • by AHIP

WASHINGTON, D.C. – (April 27, 2022) – Every American deserves affordable, high-quality health coverage that delivers access to proven health care and peace of mind. Employer-provided coverage plays a vital role in protecting the health and financial stability for nearly 180 million hardworking Americans. Today, as part of its Coverage@Work campaign, AHIP released Employer-Provided Health Coverage: State-to-State 2022, a new data resource highlighting the value that employer-provided coverage provides for families and communities across the nation.

“Americans have real choices and real control in the care, coverage, and protection they receive through work,” said Jeanette Thornton, Senior Vice President of Product, Employer, and Commercial Policy at AHIP. “By building on the strength, stability, and success of employer-provided coverage, we can ensure that more Americans have access to the affordable, high-quality care they deserve.”

Employer-Provided Health Coverage provides a state-by-state snapshot of what health insurance providers contribute in terms of:

  • Number of employees covered by employer insurance
  • Number of employees covered by an employer compared to coverage from other sources such as Medicare, Medicaid, or the individual Market
  • Percent of premiums paid by employers
  • Number of jobs the industry generates, both directly and indirectly
  • Number of active physicians financed and community hospitals supported

“Health insurance providers are proud to partner with America’s employers to provide comprehensive health coverage to working families,” Thornton continued. “We’ll continue to offer new and innovative solutions so employers can choose plans that meet the diverse needs of their employees.”

Coverage@Work recently released a one-pager focusing on the people that employer-provided coverage serves. Findings from the issue brief include:

  • Nearly half of Black Americans (47%) are enrolled in employer-provided coverage
  • More than 40% of Hispanic Americans are enrolled in employer-provided coverage
  • About two-thirds of Asian Americans and Native Hawaiian and Pacific Islanders are enrolled in employer-provided coverage
  • 50% of children (age 0-18) in the United States receive health coverage through a parent/guardian’s job
  • 60% of those with incomes between 200-399% of the Federal Poverty Line (FPL) — $20,578 for a family of 3 — are enrolled in employer-provided coverage

View Employer-Provided Health Coverage: State-to-State 2022

View Coverage@Work one-pager, “Who Employer-Provided Coverage Serves”

Read Coverage@Work’s Employer-Provided Coverage Primer

About AHIP

AHIP is the national association whose members provide health care coverage, services, and solutions to hundreds of millions of Americans every day. We are committed to market-based solutions and public-private partnerships that make health care better and coverage more affordable and accessible for everyone. Visit www.ahip.org to learn how working together, we are Guiding Greater Health.

About Coverage@Work

Coverage@Work (C@W) is a campaign to educate policymakers and the public about the value of employer-provided coverage for nearly 180 million Americans. C@W supports and advocates for market-based solutions that advance health, choice, affordability, and value for every American. Learn more at AHIP.org/CoverageAtWork