Employer-provided coverage delivers affordable access to care, effective ways to improve health, and financial security for nearly 180 million hardworking Americans and their families. From small, family-owned, and mid-size businesses to national and international corporations to public-sector organizations and unions – companies across the country see the value in offering comprehensive health benefits to their employees. Thanks to diverse and active competition from health insurance providers in every state, consumers, and employers have access to high-quality and affordable care choices that deliver financial protection and peace of mind – now and for the future.
- New Research: Nearly 1 in 4 Americans with Employer-Provided Coverage Received Mental Health Support in 2020
- New Poll: Voters Voice Strong Satisfaction with Mental Health Support Received Through Employer-Provided Coverage
- How Coverage at Work Ensures Access to Health Care
- Employee Health Benefits by the Numbers
- The Value of Employer-Provided Coverage
- Coverage that Works for Americans
- 3 Ways Coverage at Work Just Got (Even) Better
- Telehealth Coverage During the COVID-19 Pandemic
- Who Employer-Provided Coverage Serves
- It’s Almost Tax Day – What That Means for Your Health Coverage
- Supplemental Coverage
Facts and Figures
A new study from AHIP demonstrates that the vast majority of Consumer-Directed Health Plans (CDHPs) took advantage of the flexibilities that Congress permitted in 2020 and 2021, covering many physical and mental health care services on a pre-deductible basis.
Routine care (95%) and mental health care (95%) were the most common types of telehealth services covered by CDHPs pre-deductible.
The vast majority of CDHPs – over 80% – leveraged new flexibilities to cover telehealth services without a patient having to touch their deductible.
Behavioral health care services were the form of care most frequently accessed via telehealth pre-deductible, when looking at categories of care.
CDHPs covering telehealth services pre-deductible included all services that could be safely delivered through telehealth – no exceptions.
- 10 Ways to Get the Mental Health Care You Need
- Integrating Behavioral Health and Primary Care
- The Value of Employer-Provided Coverage Resouces
- Where Does Your Health Care Dollar Go?
- WSJ Op-Ed Praises the Value of Employer-Provided Health Insurance
- Virtual Care Is Here to Stay, and That’s a Good Thing
- HSA-Eligible Health Plans Embrace Changes to Better Serve Americans With Chronic Health Conditions
- Dental Insurance
- Disability Income Insurance
- Long Term Care Insurance
- Vision Insurance
- Behavioral Health
Hear from Employees & Employers
Scott Bourne and his family live in Metuchen, New Jersey, where he works in Information Technology management and receives employer-provided coverage.
Anne T.’s employer-provided coverage has given her financial stability and peace of mind, even helping her access long-needed hearing aides: “I knew I needed them, but I did not realize just how much I was missing without them.”
Ty Harrell lives in Raleigh, North Carolina. He is a sales leader at a global technology company. He receives employer-provided coverage and the high-quality health benefits his coverage delivers.
Jennifer Davis, CEO and Private Wealth Advisor of SkyOak Capital Inc., has been in the wealth advisory business since the 1990s. She has always advocated for employee access to health insurance benefits.