Health care works for 180 million Americans who count on employer-provided coverage for their health care. Thanks to diverse and active competition from health plans in every state, consumers and employers have access to high-quality and affordable care. As policymakers explore changes to this dynamic market, AHIP’s Coverage@Work campaign advocates for market-based solutions that protect choice and advance affordability, value, access, and well‐being.
Coverage@Work provides resources to educate policymakers and the public about this valuable part of the American health care system. Americans are satisfied with the health coverage they get through work, and it is a key factor in why they like their jobs and why they want to stay at their current job.
Whitepaper – Businesses have a vested interest in the health, wellness and well-being of their employees. When employees are healthy and happy, businesses can thrive and grow. Everyone wins.
WASHINGTON, D.C. – June 12, 2018 – The vast majority of Americans get their health care coverage through their jobs – and they like what they have. Today, America’s Health Insurance Plans (AHIP) launched a nationwide campaign – called Coverage@Work – to bring employer-provided coverage to the forefront, highlighting the critical role this type of coverage plays in improving Americans’ health and financial security.
A new survey released by America’s Health Insurance Plans (AHIP) demonstrates the critical importance of employer provided health coverage to American workers. The results showed 71% of Americans are satisfied with their current employer-provided health coverage. Further, 56% indicated coverage remains a key factor in their choice to stay at their current job.
In 2017, AHIP finalized survey data received from 46 health plans covering 125.6 million commercial members with data collected between November 2015 and June 2016. The findings of the survey, along with a literature review provide important insights into how commercial health plans are using workplace wellness programs to improve health and lower costs. The data and interviews highlight what can be improved to strengthen these programs.
Beginning in 2022, federal law imposes a new 40 percent excise tax on employer-provided health benefits. Within a matter of years, most of the 180 million Americans with coverage at work will see their health care costs go up as a result.
On September 11, AHIP addressed a letter to House leaders, expressing support for legislation that proposes, among other steps, a one-year delay in implementation of the ACA’s tax on employer-provided health coverage.
In their quest to reduce health care spending while improving employee health, employers are turning more and more to wellness programs. These increasingly popular tools do more than just shift health costs. They actually reduce them over the long term.